How will I pay for LASIK Eye Surgery?
Many people avoid even considering LASIK eye surgery because of their perceptions about cost. LASIK, however, should be a medical decision or lifestyle choice, rather than a financial decision. It is important to consider quality while thinking about LASIK, but the surgery can often be less expensive than you think.
You should always choose the best LASIK surgeon, not necessarily the cheapest. The average price for laser vision correction procedures, including LASIK, is $2,150 per eye or $4,500 for both eyes.
- Some doctors who charge less may not be as experienced or have access to the latest technology.
- The initial low cost also may not include a comprehensive eye evaluation, follow-up appointments and other tests necessary. You should check with your surgeon regarding what the costs include.
- Some doctors quote a low initial cost for a LASIK procedure, which becomes more expensive if you choose additional services such as bladeless LASIK and the Wavefront Technology.
Be sure to check with your health insurance company. LASIK typically isn’t covered, but larger carriers sometimes offer a 5% to 15% discount.
Instead of paying the entire price of LASIK out of pocket or putting the costs on a credit card, financing is a great option for those wishing to have the procedure, but who are unsure of how to pay for it.
Because of the high price of LASIK, many surgeons offer anywhere from 12 to 24 months interest free financing. There are many financing options to fit any budget or lifestyle. Each practice is different, so be sure to sit down and go over payment options to find the right one for you.
A popular financing plan, CareCredit®, is the nation’s leading patient payment plan. With CareCredit®, you can finance 100% of your procedure, and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can have LASIK today and conveniently pay with low, monthly payments.
Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 to over $25,000, CareCredit® offers 24, 36, and 48 month plan options with low monthly payments available.